Money calculators for Zambia: 28 of them, on Zambia's official figures.

Calculators here include the PAYE calculator, VAT calculator, turnover tax calculator, property transfer tax calculator, bus and taxi tax and withholding tax calculator, with 22 more below. Amounts are in kwacha (ZMW). Today's figures come from Bank of Zambia, Energy Regulation Board and Zambia Statistics Agency, each shown with its date. Every answer can be kept as a slip to share on WhatsApp, save or print.

Today in Zambia

US dollar

K19.90

official mid rate

Bank of Zambia
9 Oct 2026

Petrol

K31.46

per litre

Energy Regulation Board
1 Oct 2026

Diesel

K33.27

per litre

Energy Regulation Board
1 Oct 2026

Inflation

6.1%

year on year, September

Zambia Statistics Agency
1 Sep 2026

364-day T-bill

10%

yield at last auction

Bank of Zambia
1 Oct 2026

Tax and pay

PAYE Tax on your salary and what you take home, band by band. VAT Add 16% VAT to a price, or find the VAT inside one. Turnover Turnover tax on your monthly or yearly sales, worked out the way ZRA does it. Transfer Property transfer tax when selling land, a house or shares. Bus Tax Presumptive tax for minibuses, buses and taxis, by the year, quarter or month. WHT Withholding tax to deduct from fees, dividends, interest and more, for residents and non-residents. Rent Tax on the rent you receive as a landlord, band by band as ZRA charges it.

Work and employment

Gratuity Your gratuity at the end of a contract, or for the months worked if it ends early. Payout Everything owed when a job ends: gratuity or redundancy pay, leave days and notice pay. Leave What your untaken leave days are worth, the way the Employment Code works it out. Overtime Overtime pay at time and a half, and double on rest days and public holidays. Arrears Back pay owed after a raise or underpayment, before and after tax. NAPSA Your NAPSA pension contribution and your employer's, with the 2026 ceiling. NHIMA Your NHIMA health insurance contribution and your employer's.

Money and rates

Rate Today's kwacha exchange rate, with its source and time. Loan Monthly repayment and what the loan really costs, fees included. Save How your savings grow with compound interest, and what they'll really be worth. Inflation What prices and savings will be worth at the latest official inflation rate. T-Bill What a T-bill pays at the latest Bank of Zambia auction yields. Bonds What a government bond pays every six months, at the latest Bank of Zambia auction rates. Auctions The next Bank of Zambia treasury bill and bond auctions, with the latest yields. Interest Interest on an amount for days, months or years, without compounding. HELSB Your HELSB student loan instalment at 10%, and what paying extra saves.

Everyday costs

Fuel Trip and monthly fuel cost at this month's official pump price. Units How many units your token buys, counting what you have bought this month. MoMo What sending, cashing out or paying with mobile money costs, with the government levy. Road tax Road tax for your vehicle by its weight, for a year, half a year or a quarter. Solar The panels, battery and inverter for what you want to power, through load-shedding.

Coming soon

Import Vehicle import duty calculator: coming soon

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A guest scans a guide's QR badge and tips with Apple Pay or Google Pay. The guide receives kwacha on MTN, Airtel or Zamtel mobile money the same day. No bank account, no app to download. Launching in Zambia.

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