NAPSA contribution calculator Zambia 2026

Official figures dated 1 Jan 2026

You pay NAPSA

K500.00

a month · your employer adds the same

From you · 5%

K500.00

From your employer · 5%

K500.00

K1,000.00 a month into your NAPSA account, K12,000 a year.

The ceiling

NAPSA is charged on pay up to K37,236 a month; above that it stays at K1,861.80 each. NAPSA, 2026.

NAPSA K500.00 from you, K500.00 from your employer Answer ↓

Figures used

Straight from the source

NAPSA monthly ceiling

K37,236.00

NAPSA · 1 Jan 2026 ↗

Good to know

Questions people ask

How much is NAPSA in Zambia?

5% of your gross earnings from you and 5% from your employer, 10% in all, up to a monthly ceiling. In 2026 the most each side pays is K1,861.80 a month.

What is the NAPSA ceiling?

The highest earnings NAPSA is charged on: K37,236 a month in 2026. It is raised every year in January. Earn more and your contribution stays at K1,861.80.

Where do I see NAPSA with my tax?

The PAYE calculator shows PAYE, NAPSA and NHIMA together, and what you take home after all three.