Terminal benefits calculator Zambia 2026

What you're owed

K90,000.00

before tax · at least, under the Employment Code

Gratuity25% of the basic pay earned over 36 monthsK90,000.00

Employment Code Act 2019, sections 36, 53, 54, 55 and 73. Your contract or a collective agreement may pay more.

Terminal benefits K90,000.00 Answer ↓

Figures used

Straight from the source

Gratuity

At least 25% of basic pay earned

Employment Code Act No. 3 of 2019, sections 54 and 73 ↗

Redundancy and death in service

2 months' basic pay per year served

Employment Code Act No. 3 of 2019, sections 54 and 55 ↗

Leave and notice

Full pay × days ÷ 26; 30 days' notice

Employment Code Act No. 3 of 2019, sections 36, 53, Fifth Schedule ↗

Good to know

Questions people ask

What are terminal benefits in Zambia?

The money owed when employment ends: gratuity (fixed-term contracts) or severance pay (redundancy, death in service, medical discharge), pay for leave days not taken, and pay instead of notice if notice was not given.

How much is redundancy pay?

At least two months' basic pay for every year served, paid by the last day of work (Employment Code sections 54 and 55). If it isn't paid by then, the employer keeps paying full wages until it is.

Do I get anything if I resign?

There is no severance pay on resignation or dismissal, but leave days not taken must still be paid. On a fixed-term contract, check your contract for gratuity.

How much notice is required?

Unless the contract says otherwise: 24 hours for contracts up to a month, 14 days up to three months, and 30 days for longer contracts (section 53). Without notice, the employer pays the wages for that period.

Is it taxed?

Leave pay and notice pay are taxed through PAYE. Gratuity up to 25% of basic pay is treated as gratuity under the Income Tax Act. Ask your employer or ZRA how your payout is taxed; this calculator shows it before tax.