NHIMA contribution calculator Zambia 2026

You pay NHIMA

K100.00

a month · your employer adds the same

From you · 1%

K100.00

From your employer · 1%

K100.00

K200.00 a month for your health insurance; K1,200.00 a year from you.

On basic salary, with no ceiling. National Health Insurance Act No. 2 of 2018.

Figures used

Straight from the source

NHIMA

1% employee + 1% employer of basic salary

National Health Insurance Management Authority ↗

Good to know

1% of your basic salary from you and 1% from your employer, 2% in all, every month. There is no ceiling.

On basic salary. Allowances are left out.

National health insurance: treatment at accredited hospitals, clinics and pharmacies for you and your registered dependants.